1. Payment Processor
Payments are processed by Razorpay or other authorized processors. OBSYNK does not store full card details.
2. Commission
OBSYNK retains a 10% platform commission on each successful paid prompt sale, unless explicitly stated otherwise for promotional periods.
3. Earnings Balance
Creator earnings accrue in your dashboard. Funds become available for payout after the buyer’s payment is settled and any dispute window has elapsed.
4. Minimum Payout
The default minimum payout threshold is ₹500 (configurable by admin). Payout requests below the minimum will be rejected.
5. Payout Methods
Currently bank transfer (NEFT/IMPS) and UPI are supported. KYC details (legal name, PAN, bank account) are required for payouts.
6. Timeline
Approved payouts are typically processed within 5–7 business days. Delays may occur due to bank processing or compliance reviews.
7. Reversals & Chargebacks
If a buyer initiates a chargeback or refund, the corresponding earnings will be reversed from your balance.
8. Taxes & Compliance
Creators are responsible for all tax obligations and for keeping their KYC details accurate. We may withhold taxes where required by law.
9. Suspension of Payouts
We may suspend payouts during fraud investigations or policy reviews.